Noemi Peraza Lopez v. Noble Credit Union

 NOTICE OF PENDING CLASS ACTION AND PROPOSED SETTLEMENT

READ THE NOTICE FULLY AND CAREFULLY; THE PROPOSED SETTLEMENT MAY AFFECT YOUR RIGHTS!

IF YOU HAVE APPLIED OR ATTEMPTED TO APPLY FOR A CONSUMER CREDIT PRODUCT WITH NOBLE CREDIT UNION (“DEFENDANT”) AND YOUR APPLICATION FOR MEMBERSHIP WAS DENIED SINCE JANUARY 5, 2022, THEN YOU MAY BE ENTITLED TO A PAYMENT FROM A CLASS ACTION SETTLEMENT

The Superior Court of the State of California, County of Fresno, has authorized the Notice; it is not a solicitation from a lawyer.

SUMMARY OF YOUR OPTIONS AND THE LEGAL EFFECT OF EACH OPTION
DO NOTHING If you don’t do anything, you will receive a payment from the Settlement Fund so long as you do not opt out of or exclude yourself from the settlement (described in the next box). If you do not opt out of or exclude yourself from the settlement, you will release any claims against Defendant relating to the challenged practice (described in the Notice).
EXCLUDE YOURSELF FROM THE SETTLEMENT; RECEIVE NO PAYMENT BUT RELEASE NO CLAIMS You can choose to exclude yourself from the settlement or “opt out.” This means you choose not to participate in the settlement. You will keep your individual claims against Defendant but you will not receive a payment. If you exclude yourself from the settlement but want to recover against Defendant, you will have to file a separate lawsuit or claim.
OBJECT TO THE SETTLEMENT You can mail an objection with the Settlement Administrator (“RG2 Claims”) explaining why you believe the Court should reject the settlement. If your objection is overruled by the Court, then you will receive a payment and you will not be able to sue Defendant for the claims asserted in this litigation. If the Court agrees with your objection, then the settlement may not be approved.
DISTRIBUTION OF UNCASHED CHECKS TO THE CY PRES RECIPIENT If you receive a payment and don’t cash the check within 120 days after it is sent to you, then the Court may order that the unclaimed funds should be paid to a charity approved by the Court.

These rights and options – and the deadlines to exercise them – along with the material terms of the settlement are explained in the Notice.